Financing for buyers who want a real monthly-payment plan, not a bank scavenger hunt
Hearth is the cleanest path when you want to compare real offers for the project without filling out lender forms all over town. Many offers start around a 680+ FICO.
Qualified buyers may see 0% intro APR options for 21 or 36 months, and Hearth Concierge gives you a real person if you want help with lender-side follow-up.
Opens Hearth's secure application in a new tab. Checking your rate will not affect your credit score. Review our Privacy Policy and Hearth's Privacy Policy before you apply.
Offers vary by lender, credit profile, and project details. Financing can help with the main project purchase, while site prep, concrete, permits, grading, and utilities should still be budgeted separately when they apply.
- Many offers start around a 680+ FICO
- Qualified buyers may see 0% intro APR options for 21 or 36 months
- One application and one credit check with up to 18 lenders competing
- Hearth Concierge gives you a real person for lender-side follow-up
Financing is provided by third-party lenders through Hearth, a licensed broker (NMLS # 1628533). Hearth does not make loans or credit decisions.
All loans are subject to credit approval. Rates and terms vary by lender and creditworthiness. Checking your rate will not affect your credit score.
If you use a Hearth application or widget on our site, please review our Privacy Policy and Hearth's Privacy Policy.
No-impact rate check
Check your rate without hurting your credit score.
One app, one check
No bouncing from bank to bank filling out forms all over town.
Real human backup
Hearth Concierge helps with lender-side questions and document follow-up.
Quote first. Check once. Compare real offers.
That is the whole flow. Keep it simple and the financing answer gets a hell of a lot clearer.
Start with a real quote so the financing conversation matches the actual building and scope instead of a guess.
Use one application and one credit check through Hearth to see what participating lenders may offer.
Compare real options, choose what works, and use Hearth Concierge if you want help with lender paperwork and next steps.
Best practice
Get the project quote before you apply
When buyers know the actual building range, the lender comparison is grounded in reality. Then you can keep the side-work costs separate instead of muddying the financing number with everything else under the sun.
Financing is provided by third-party lenders through Hearth, a licensed broker (NMLS # 1628533). Hearth does not make loans or credit decisions.
Finance the main project. Keep the property-side work separate.
This is where the trust comes from: being clear about what this financing path helps with and what still needs its own budget.
- Main project financing conversation for the building you are actually pricing
- Offer comparison from participating lenders instead of relying on one bank answer
- Promotional financing visibility when available for your profile and project
- A cleaner path to line up monthly payments before you commit
- Site prep and grading
- Concrete slab, pad, or engineered foundation
- Permits, inspections, and HOA approvals when required
- Utility trenching, hookups, and related property work
Match the payment path to the product line instead of forcing one answer onto everything.
Sheds, carports, enclosed steel buildings, decks, and playsets do not all belong in the same financing bucket.
Basketball goals use one financing lane: Synchrony 6 months same as cash.
No rent-to-own. No Hearth. No alternate lender stack. This is a simple approved-credit promo path for basketball goals only.
What buyers need to know
- Promo: Synchrony 6 months same as cash, subject to credit approval.
- Price range: Basketball goals currently run from about $999 to $3,349 depending on board size, pole size, and line.
- Standard install: $449 including local delivery.
- Concrete cut fee: add about $200 per hole when the crew has to cut existing concrete.
- Interest warning: if the balance is not paid in full during the 6-month promo period, deferred interest applies.
- Allowed paths: cash or Synchrony promo financing only.
Compliance guardrails
Subject to credit approval. Synchrony decides approval and promo eligibility.
Deferred interest warning: pay the balance in full during the 6-month promo window or the deferred interest applies.
Do not pitch: rent-to-own, Hearth financing, 12-month SAC, or any non-Synchrony lender path for basketball goals.
Hearth first for lender-based financing. Other paths if they fit better.
We are not pretending every buyer needs the same thing. This is the cleanest way to match the product to the right payment path.
- Many offers start around a 680+ FICO
- Up to 18 lenders competing for your project
- Qualified buyers may see promotional financing options
Opens Hearth's secure application in a new tab. Checking your rate will not affect your credit score. Review our Privacy Policy and Hearth's Privacy Policy before you apply.
- No credit check on qualifying products
- Separate path from lender-based financing
- Built for sheds and qualifying carports — not every product line
- No lender process
- Strong fit when funds are already available
- Useful comparison point before you finance
Want a real person before you click over?
Call Denton or Wichita Falls and we will help you get the quote lined up before you apply. If you do click over, Hearth Concierge is there for lender-side follow-up after you compare offers.
Short version: you are not getting dumped into a black box and told good luck.
Opens Hearth's secure application in a new tab. Checking your rate will not affect your credit score. Review our Privacy Policy and Hearth's Privacy Policy before you apply.
Financing questions, without the nonsense
One application. One credit check. Real offers for the project.
If the project is real, run the rate check. If the quote is still fuzzy, get that lined up first. Either way, this page keeps the financing conversation honest.
Opens Hearth's secure application in a new tab. Checking your rate will not affect your credit score. Review our Privacy Policy and Hearth's Privacy Policy before you apply.